About The Ben Factor

U.S. Personal Finance, Explained.

The Ben Factor makes personal finance easier to understand—with content focused specifically on financial topics in the United States.

From saving and credit cards to investing and retirement, we explain how the U.S. financial system works and what it means for everyday money decisions. Our content focuses on U.S. financial products, rules, and institutions, using examples in U.S. dollars.

Viewers from around the world are welcome. Just keep in mind that the information reflects a U.S. context and may not apply in other countries.

Better Money Decisions. Bigger Wealth.